When my husband worries about things, it usually stresses me a bit. He is a very laid-back person, for the most part, so when he is worried or stressed, I can't help but lose a little of my optimism.
This whole "Bailout" situation with Wall Street is infuriating me! I mean, why is it that rich people ALWAYS get bailed out? The rich kids in school NEVER got in trouble; the rich people in the media never get punished the way that us "normal" folks do. As a matter of fact, look at it-they always hire some slimeball lawyer, who doesn't mind lying, because power and winning is ALL they care about!
Please don't get me wrong, I know that not everyone is this way. It seems to me that it doesn't matter how hard you work, if you don't have money, no one is going to pat you on the back for SHITE! And if you don't have money/power/connections, no one is going to give you the time of day when you're in need.
Most people that I know are very prideful people. I think it's because they were raised to work hard for the little things that they have; none of the people I'm close to have been "given" anything-they've WORKED for it. My husband and my father are the epitome of this observation.
Wayne has been busting his arse since he was a wee-thing; not unlike my daddy. Both of them bought their first car from sweat and hard work. Both of them still bust their butts daily, despite the fact that there's 14 years difference between them. I work for and appreciate everything I have, because this was passed down to me by my father.
Having painted that picture, I will climb up on my soapbox, but only briefly (I've been practicing the art of SUPER-optimism and peace, so I don't want to stay up here too long; I might fall on my face!).
Wayne and I bought our house about 6 years ago. My husband has shed MUCH blood in that house, renovating and making it our home, and for this I am ultimately grateful. We've never missed a payment, never missed any bill for that matter. I try very hard to be on top of, and pay off things early. As a matter of fact, I have banned the use of any plastic in our house (credit cards that is), up until we found the ABSOLUTE bargain on the flooring. I couldn't pass that up....just couldn't do it! However, when we bought this house, I was making a significantly smaller amount of money. We bought something we could AFFORD, in a neighborhood that was quaint, but a little "less desirable" to some of our friends. I wanted to make sure that if something happened, we could afford our home without strain.
I have since seen SEVERAL people buy homes that are so out of their range, that they suffer, but don't care....they live in "Such and Such Cove" *where all the other bankrupt-borderline idiots are living*. I will never understand this! A.) if I'm going to spend hundreds of thousands of dollars on a home, it's going to be on at least 50 acres, out in the middle of NOWHERE!!!! B.) I would NEVER jeopardize my family and them having the BARE ESSENTIALS over what other people thought of my home or where it might be located. C.) I have seen people ripped apart from filing bankruptcy and their lives tossed into a gutter....it isn't pretty!
The problem with bankruptcy today, just like with divorce, is that it's soooo easy now, and practically painless for the public in general. I remember when my own father had to file, and how humiliated he was....it used to be less-than-fashionable. Now, it's just like having a cell phone, or an iPod....you aren't "in" if you haven't filed bankruptcy. OH, and don't worry, you'll get a loan for a car or house before my husband, who has almost perfect credit! WTF!!!!!!!!!!!!!
Now, all of these people, who live above their means are 6 months or better BEHIND on their mortgages, and they're getting assistance to keep from getting BOOTED to the freaking curb?!!!!? And this whole Wall Street mess.....PEOPLE, wake up.....something is wrong with America when our soldiers, who are DYING to defend our rights are being mistreated and HATED, and the freaking irresponsible, LAZY ASSES are getting aid from the government!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! I'm in process of doing heavy research here, but what is obvious is obvious, and I don't like what I'm seeing.